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« Spend Money to Save Money | Main | The Power of Not Living Paycheck to Paycheck »
Monday
Nov142011

Why Missing a Paycheck by Two Days Didn't Bother Me

So the other day I wrote about the beauty and wonderment of Rule 4 of the YNAB methodology. One other reason I was thinking of this is because I recently missed getting a paycheck by two days. For a lot of people, who plan their bills specifically around when they expect to receive they paycheck, this could be pretty dramatic. I'm envisioning bank fees due to account overdrafts and so on.

Part of why I say this is because my employer sent several emails explaining and apologizing for the problem. And while I appreciate how they handled it, the problem didn't bother me at all. This is all due to the fact that my wife and I live on last months income and never have to think about how much cash is in our account. Budgeting on last month's income essentially enables us to not even think about when we receive our paychecks. As I said before, it is a wonderful feeling. 

 

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